Page 85 - NGTK2018

INSURANCE
Social insurance is a guarantee to replace or partly compensate employee'
income when his/her income is reduced or lost due to sickness, maternity,
occupational accident, occupational disease, outside of the labour force or death
on the basis of thier contribution to the social insurance fund.
Compulsory social insurance is a type of State-run social insurance of which the
participation of employees and employers is compulsory.
Voluntary social insurance is a type of State-run social insurance of which the
participant may select premium rates and modes of payment in conformity with
his/her income and the State will provide premium support for the benefit of the
participant relating to pension and death gratuity.
Number of social insurance beneficiaries refers to number of persons who
have participated in and benefited from social insurance (calculated according to
number of persons, regardless that one person may receive different types of
social insurance).
Health insurance: a type of State-run compulsory insurance applied to persons
under the Law on Health Insurance for providing non-profit health care service
implemented by the State.
Number of health insurance beneficiaries refers to number of persons who have
participated in health insurance and benefit from medical care and treatment
(calculated according to the number of health insurance checks up and treatment).

Unemployment insurance refers to a policy that partly compensates income for
an employee when he/she becomes unemployed, supports him/her to receive
vocational training, secures employment or finds employment, on the basis of
making contributions to the Unemployment Insurance Fund.
Number of unemployment insurance beneficiaries refers number of persons
who have contributed to the unemployment insurance fund, benefited from
unemployment insurance when he/she has been out of work (be unemployed)
(calculated according to number of unemployment insurance beneficiaries).
Total insurance revenue refers to the amount of money collected from the
State budget; employers; participants in social insurance, health insurance and
unemployment insurance; interests from investment activities from social
insurance fund, health insurance fund and unemployment insurance fund and
other revenue sources.
Total insurance expenditure is the amount of money actually paid to the
beneficiaries of social insurance, health insurance and unemployment insurance in
accordance with the law, including: State budget expenditure and expenses from
social insurance fund, health insurance fund and unemployment insurance fund.

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